Free Home Warranty Tools & Calculators
Skip the guesswork. Our interactive tools use real 2026 pricing data from 6 major providers and national contractor cost databases to give you answers in seconds.
Home Warranty Cost Calculator
Estimate your monthly and annual premium based on your state, home size, age, and coverage type.
Calculate My CostHome Repair Cost Estimator
See what HVAC, plumbing, water heater, and appliance repairs really cost — with and without a warranty.
Estimate Repair CostsWarranty Savings Calculator
Run a break-even analysis: out-of-pocket repair costs vs. annual warranty premium + service fees.
Calculate SavingsPlan Finder Quiz
Answer 5 quick questions and get a personalized plan type and provider recommendation.
Find My PlanHVAC Cost Calculator
Estimate AC, furnace, heat pump, and mini-split replacement costs by size, region, and efficiency tier.
Price My HVACWater Heater Calculator
Compare tank vs. tankless replacement costs by fuel type and state — plus warranty savings.
Price My Water HeaterAppliance Estimator
Replacement costs for every major appliance by brand tier, with repair-or-replace guidance.
Price My AppliancesWhy We Built These Tools
Home warranty pricing is intentionally opaque. Providers advertise teaser rates, hide service-fee trade-offs, and bury coverage caps in 40-page contracts. Meanwhile, homeowners face real money decisions: the average HVAC replacement runs $5,000–$12,500, a water heater swap costs $1,200–$3,500, and even a basic appliance repair averages $650 in parts and labor.
Our calculators put the same data we use in our company reviews directly in your hands. The cost calculator reflects real quotes we collected across all 50 states. The repair estimator draws on national contractor pricing databases. No email required, no spam — just numbers.
Ready to Compare Real Providers?
Once you know your numbers, see which companies actually deliver. We ranked all major providers on price, coverage, and claim approval rates.
See the Rankings →